Documents Needed:

• Authorization Letter
  • Complete the form with all requested information, and sign and date.

• Mortgage Statements
  • Provide the most recent mortgage statement for each lender (first mortgage, second mortgage, etc.).
  • Please note that these must be actual statements, which include the loan account numbers,

• Hardship Letter
  • A “Hardship Letter” is a brief letter written by you, the homeowner, that briefly describes the reason or your short sale situation. See sample letter on our website. Please rewrite or retype your own hardship letter—must be signed/dated.

• Paycheck Stubs/Statements
  • Must have the past three paycheck stubs—these must be the most recent.
  • If self-employed, a six-month Profit and Loss Statement is needed.

• Tax Returns
  • Copy of two most recent tax returns (not W-2s).
  • Only need Form 1040 (the front summary page).

• Bank Statements
  • Last three months’ bank statements.
  • Must include all pages of the bank statement.
  • Must have your personal information printed on it (name, address, etc.).

• Financial Statement/Budget
  • Print and Complete the online form, and sign and date.

• Seller Expectation Document
  • Carefully print and read the online form, and sign and date.

• No Information Waiver (if necessary)
  • Please sign and date a written statement if one or more of the following apply:
    • You are not employed or cannot provide paystubs.
    • You have not filed your taxes or cannot provide tax returns.
    • You do not have bank statements or cannot provide bank statements.

***Please make sure the information requested above is provided for each borrower who qualified for the original loan.

Thank you!